Legal notices and disclaimers of liability

Canadian Scholarship Trust Plans are securities sold by prospectus only. This website provides general information for educational purposes and is not intended to provide specific financial advice. Not all relevant conditions and restrictions related to the Plans are included on the pages of this site. The prospectus contains important information concerning an investment in a Canadian Scholarship Trust Plan that you should read carefully before investing. Copies may be obtained through licensed sales representatives duly authorized by C.S.T. Savings Inc. to distribute the Plans.

References in this site to the Group Savings Plan refer to the CST Advantage Plan. Sales of the former Group Savings Plan were discontinued in 2001. There are some differences between the features of the CST Advantage Plan and the former Group Savings Plan. The terms and conditions of the CST Advantage Plan and the original series of the Group Savings Plan are identical, except that a contributor who enrolled in the original series of the Group Savings Plan is eligible to receive their entire enrolment fee refund when the first Education Assistance Payment (EAP) is paid to his or beneficiary. The two series also have different contribution schedules. Additional details can be found in the prospectus.

Information contained on this website should not be considered an offer to sell or a solicitation to buy an RESP in the United States or any other jurisdiction outside of Canada in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation.

The actual amounts of EAPs cannot be predicted and the amount of an EAP will depend upon the amount of income earned on your contributions and other factors described in the prospectus. The amount of income earned on your investments may vary from year to year and past performance is not necessarily indicative of future performance.

You have a 60-day period to review all aspects of a Plan to ensure that you fully understand all its terms. If written notice of the termination of your Education Savings Plan Agreement has been received by C.S.T. Savings Inc. head office within 60 days of signing the application in respect of your Plan, all your contributions will be returned to you.

The Canadian Scholarship Trust Foundation and its subsidiaries, C.S.T. Savings Inc. and C.S.T. Spark Inc., operate under the master brand name CST. The terms “we”, “us” and “our” refer to CST.


Accuracy and changes to information on our website

The data and information provided by C.S.T. Savings Inc., its affiliates and other sources are considered reliable at the time they are presented. Despite its best efforts, however, C.S.T. Savings Inc. cannot guarantee that the information is accurate and complete or that it is up to date at all times.


The contents of this website are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video, audio, software code or user interface design or logos.


Canadian Scholarship Trust Plan and certain other names and designs used on this website are trademarks of Canadian Scholarship Trust Foundation. Unauthorized use or exploitation of such marks and names is strictly prohibited.

Disclaimer of liability

Neither Canadian Scholarship Trust Foundation nor any of its affiliates or their respectiveagents warrants that the service on this website will be uninterrupted or error free. Neither Canadian Scholarship Trust Foundation nor any of its affiliates are responsible in any way forany damages (direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) in respect of or in connection with the use or inability to use this website, any of itscontent or any other web browser connected to this website, or any action or decision madeby you or any one else in reliance on this website or its content, or any unauthorized use orreproduction of this website or its content.