Security of information

Protecting your privacy and the confidentiality of your personal information has always been fundamental to the C.S.T. Savings Inc. and the Canadian Scholarship Trust Foundation (the “Foundation”) whether we conduct business with you through the Internet or over the phone.

This section contains the information you need to feel confident in dealing with us over the Internet. If you have any questions that we have not covered please contact us.

Internet privacy

Visitors to this website remain anonymous. Our servers collect standard, non-identifying information about visits to the site, such as dAs you navigate our website, we may collect information with commonly-used information-gathering tools, such as cookies and Web beacons (“Website Navigational Information”). Website Navigational Information includes standard information from your web browser (such as browser type and browser language), your Internet Protocol (“IP”) address, and the actions you take on our website (such as the Web pages viewed, and the links clicked) and when you viewed them (date and time).

When expressing an interest in obtaining additional information about Canadian Scholarship Trust Plans, or registering to use the website or other services, we require you to provide us with personal contact information, such as name, address, phone number, and email address (“Required Contact Information”). If you have provided personal identifying information via the website or in an e-mail, this information will only be used to satisfy your specific needs and to provide you better customer service.

You will find direct links on our site to other websites. These third-party sites are not covered by this Security Statement.

Prospect and Subscriber information

It is C.S.T. Savings Inc. and the Foundation’s policy to comply with all federal and provincial laws pertaining to the privacy and confidentiality of prospect or customer information. In addition, it is inherent in the financial services business that we have a duty to protect the confidentiality and private nature of our subscribers’ records. Please see our Privacy Policy which sets out the way we will collect, use, disclose and otherwise manage your personal information.


Encryption is the process of scrambling data into an unreadable format that is more secure for transmission over the Internet. Very similar to secret code, encryption takes your data and uses complex mathematical equations called algorithms to scramble the information into an unreadable format called ciphertext. The ciphertext is impossible to read without having a key to unscramble the information to its original form.

Information is scrambled or encrypted at the client side (your browser) and then unscrambled or decrypted at the server side (C.S.T. Savings Inc.).

Our sites use industry leading encryption technology to ensure the protection and safeguard of your personal data during transmission.

Use of links

Links to other websites are not endorsements or approvals of such sites, the third parties named therein, or their products and services. C.S.T. Savings Inc. cannot assume any responsibility for the availability of, or the content located on or through any external site nor shall C.S.T. Savings Inc. assume any liability for any incompatibility, non-suitability, viruses or other destructive/disruptive components on or from such sites.

Use of email

Email over the Internet is not a secure medium and privacy cannot be assured. C.S.T. Savings Inc. cannot assume any responsibility for any harm or damage you may experience or incur by sending personal or confidential information to C.S.T. Savings Inc. over the Internet by email, or if we send such information at your request.