Group plan benefits are a feature of CST Advantage Plan that help boost your education savings. The benefit is made of two parts:

  1. Additional funds, a Group Plan Bonus, is paid to your child as a beneficiary of CST Advantage Plan, on top of their investment income in the EAP account.
  2. The income left behind from families that have left CST Advantage Plan before the maturity date. This income is divided among the beneficiaries who remain in CST Advantage Plan and is paid out when these beneficiaries receive their Education Assistance Payments (EAPs).