CST Savings oversees the investment of your money so that you can rest easy. We have a Chief Investments Officer who oversees our external investment portfolio managers. Each of these portfolio managers are assigned a portion of the overall Plan assets and apply their unique strengths and strategies towards our customers’ investments. The investment performance, risk levels and principal protection of our Plans are closely monitored by senior management and our Investment Committee. We review our investment portfolios frequently and make adjustments where necessary.