Access is easy! With CST Advantage Plan your child is able to collect Education Assistance Payments (EAPs) in four installments (1 EAP per year). To collect an EAP, your child must be enrolled in eligible studies for that year. Both full-time and part-time studies are eligible to receive EAPs, and you also qualify for a sales charge refund if you meet the terms of your plan. We recognize distance learning and correspondence courses, too. Any program of three weeks or more that qualifies under the Income Tax Act in Canada is eligible. If your child is studying outside of Canada, any full-time university program of three weeks or more is eligible; any other post-secondary program abroad must be of 13 weeks or more in duration. If the post-secondary institution qualifies, then it also qualifies under our plan to receive EAPs. Please click here to see a list of qualifying institutions. Your child also has until the 36th year of the plan to collect all of their EAPs.