When it comes to our people, we set very high standards. Becoming a Sales Representative with a CST branch requires a significant amount of training and development. In Canada, securities legislation dictates the required proficiencies for all individuals who wish to sell any kind of security. All CST Sales Representatives are required to pass the Dealing Representative Proficiency Exam required by regulators, and our own Product Knowledge exam before they are able to sell the CST Plans. They must follow the terms and conditions set by CST Savings Inc. and all applicable conditions by securities laws.