Prospectus & Other Documents


Canadian Scholarship Trust Plans are only sold by Prospectus. Investors should read the Prospectus before making an investment decision because it includes important detailed information.

Relationship Disclosure Information and Conflict of Interest Disclosure Document

The Relationship Disclosure Information document provides information about your relationship with CST Savings and other information about the CST Plans. This document has been updated to include a Conflicts of Interest Disclosure as a result of regulatory changes. We are required to describe actual or potential conflicts of interest that may arise between CST Savings, our Sales Representatives and you, our customers, and any risks or impacts to you. The document also explains the measures we have taken to prevent, avoid and manage these conflicts and ensure your interests are put before our own.
RDI and COI Disclosure


The Canadian Scholarship Trust Foundation is a not-for-profit organization governed by an independent Board of Directors. The Foundation is responsible for approving the investment policies and target returns for all of the Canadian Scholarship Trust Plans that we offer.

As well, to oversee our role as a fiduciary, an Independent Review Committee, or IRC, reviews and approves all matters that might reasonably constitute a conflict of interest for the Foundation or C.S.T. Savings Inc. in their management of the Plans.


2023 Annual Financial Statements
2023 Semi-Annual Financial Statements
2022 Annual Financial Statements
2022 Semi-Annual Financial Statements
2021 Annual Financial Statements

2021 Semi-Annual Financial Statements

2020 Annual Financial Statements
2020 Semi-Annual Financial Statements
Investment Undertaking